Stewart Life & Health Insurance helps families, individuals, seniors, and business owners plan with confidence — through life insurance, health coverage, Medicare guidance, and income protection built around your actual life.
Whether you're starting a family, approaching retirement, or building a business, Sharon Stewart brings two decades of financial and regulatory experience — and a decade of licensed insurance guidance — to every conversation.
Insurance, Explained in simple language.
Who I Help
Everybody’s starting point is different. Here's where most people begin:
Families & Individuals
Life insurance, health coverage, and income protection built around where you are right now — whether that's a growing family, a new job, or simply making sure the people who depend on you are covered.
Seniors & Retirees
Medicare Advantage and Supplement plans, final expense planning, and living benefits — explained clearly, with no pressure, so you can make the decision that's actually right for you.
Business Owners
Life and health insurance for you, your family, and your key people — plus living benefits strategies that protect the business itself, not just the people in it.
Sharon Stewart
Licensed Life & Health Broker since 2012
Licensed in 14 states
Bachelor's in Accounting, UDC
Backed by A-rated national carriers
Twenty years in finance. Over a decade protecting families.
Before she became a licensed insurance broker, Sharon Stewart spent two decades in structured finance and capital markets, and served as an Audit Liaison Specialist with the Office of Homeland Security, U.S. Customs and Border Protection. That background in compliance, risk, and financial discipline shapes how she works today: clearly, carefully, and without pressure.
Since becoming licensed in 2012, Sharon has focused on final expense planning, Medicare Advantage and Supplement plans, and life and health insurance education — with a particular focus on serving seniors and small business owners. She's licensed for life and health insurance in 14 states, and can offer health insurance solutions nationwide.
A regular speaker at senior communities, churches, and community organizations, Sharon is known for one thing above all: she explains things simply and honestly.
Our Service Portfolio
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Term, whole, and universal life policies — including options with living benefits built in, so it’s a policy you don’t have to die to use!
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Health insurance solutions available nationwide, matched to your situation and budget.
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Straightforward guidance through Medicare's moving parts — enrollment windows, plan comparisons, and what actually changes year to year.
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Coverage designed to keep funeral and end-of-life costs from becoming a burden your family has to carry or crowdfund.
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Accelerated benefit riders that let a life insurance policy pay out early for a qualifying terminal, chronic, or critical illness — protection you don't have to pass away to use.
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Fixed cash benefits paid directly to you for a hospital stay, helping cover the costs a major medical plan doesn't — deductibles, copays, or lost income while you recover.
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Life and health coverage for business owners and key employees, plus living benefits strategies that protect a business against the loss of the person who runs it.
Education & Community
Sharon teaches before she sells. She regularly leads in-person and virtual education sessions in senior communities, churches, workplaces, and neighborhoods around the region — covering Medicare basics, final expense planning, and life insurance 101, with no obligation to buy anything.
If your community group, church, office, or organization wants a plain-language session on insurance or Medicare, Sharon will come to you.
CONTACT
Ready to talk? Reach out. there's no pressure, no obligation - just a conversation.
Sharon Stewart, Licensed Life & Health Insurance Broker
145 Fleet Street #302, National Harbor, MD 20745
(301) 529-3329 | sharon@stewartinsures.com
Hours: Monday–Friday, 9:00 AM – 6:00 PM